Payment Policy

Last updated: March 16, 2026

At Maimoon Traders, we aim to provide a secure, convenient, and transparent payment experience for all our customers. This Payment Policy outlines the accepted payment methods, how payments are processed, security measures, billing procedures, refunds, and other important payment-related information.

By using our website and making a purchase, you agree to comply with this Payment Policy.

1. Accepted Payment Methods

Maimoon Traders currently accepts:

• Credit Cards: Visa, Mastercard, Maestro
• Debit Cards: Visa Debit, Mastercard Debit
• PayPal
• Apple Pay and Google Pay (if available at checkout)

We may introduce additional payment options in the future.

2. Payment Processing

All payments are processed securely through trusted third-party payment providers.

• We do not store full payment card details on our servers.
• Transactions are protected using SSL encryption.
• Payment processing occurs when your order is placed.

3. Billing and Charges

• Payment is required at the time of purchase.
• All prices are displayed in GBP (£) and include applicable taxes.
• Shipping within the United Kingdom is free unless otherwise stated.
• Your confirmation email includes a breakdown of charges.

4. Payment Authorization

Your payment method may be temporarily authorized before the final charge is completed.

5. Failed or Declined Payments

• Verify your payment information.
• Ensure sufficient funds are available.
• Contact your bank if necessary.
• You may retry using another payment method.

Maimoon Traders reserves the right to cancel unpaid orders.

6. Currency and International Payments

All transactions are processed in GBP (£). If your card uses another currency, your bank may charge conversion fees. Maimoon Traders is not responsible for such fees.

7. Refunds and Payment Reversals

Refunds are issued to the original payment method according to our Refund & Return Policy and may take 5–10 business days.

• Items not in original condition.
• Missing accessories or parts.
• Returns after 30 days unless faulty.

8. Fraud Prevention and Payment Security

• Maimoon Traders may cancel suspected fraudulent orders.
• Additional verification may be requested.
• Orders may be refused if payment cannot be verified.

9. Payment Disputes

Review your order confirmation and contact us before initiating a chargeback.

10. Third-Party Payment Services

Payments may be processed by providers such as PayPal or Stripe. Their own terms and privacy policies apply.

11. Taxes and Compliance

All prices include applicable UK taxes (VAT). We comply with UK tax laws.

12. Recurring Payments and Subscriptions

Should recurring payments be introduced in the future, you will be informed in advance and may cancel at any time. Currently, Maimoon Traders does not operate subscription services.

13. Customer Responsibilities

• Provide accurate billing information.
• Use a payment method belonging to the account holder.
• Notify us immediately of unauthorized transactions.

14. Contact Information